We have been in the factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's roller coaster rides and in having done so, can lend a helping hand to get you through any tough situations you might encounter. Our lights won't go out when the times get tough, as some factoring companies sadly have in the past.

Every factoring company has a preference for size, industry, and risk. It's just about impossible for you to know which factoring company is the right fit for you. By contacting us, we'll answer any burning questions you may have and help you find the ideal match for your company - it might be us or another factoring company.

We have a large network of factoring industry colleagues, these trusted connections were built over 20+ years in the business. So, after you take the time to run through what you need to us, you'll quickly see that we can help you find exactly what you need.

Many factoring firms let you pick and choose your customers to factor. Although a handful of them usually require a minimum dollar amount before they'll work with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is pretty much like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will force you into factoring when you don't require it.

Many factoring firms . You will need to be a contortionist to unravel those fees. You can be rest assured, We do not behave this way.  We are flat out transparent about our fees. When you apply, you are given a straightforward, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring businesses are funded by Wall Street money. We are a privately held company and don't answer to investors and boards. Same as you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We hear your story, understand your concerns. Based on that information we will put together a custom-built solution for you. Many receivables factoring businesses notably the Silicon Valley ones generally gamble on an algorithm to establish your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Many factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or won't.

Don't forget the fact that the factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is received.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns in order to nip them in the bud immediately.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay tuned to negative payment trends. This is critical to avoid unnecessary write-offs.

Our company uses the latest technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much better rates for you. Many other companies don’t even come close.